Business Banker: Acquisition in Capitec Bank 2022 at Sandton,Gauteng,SouthAfrica

Website Capitec Bank

This Job Listing is about Capitec Bank in Sandton,Gauteng,SouthAfrica 2022

About the job

Purpose Statement

  • To provide a central, head office based Business Banking sales and service function that will grow and retain business clients
  • To achieve financial sales and service objectives by following up on sales leads through various digital communication channels.

Minimum

Experience

  • 3 years experience in a banking environment of which 1 year should have been spent in a sales environment.
  • 1 year lending experience (preparing and motivating credit applications) preferably within a Business Banking environment.

Ideal

  • 3+ years in a banking environment of which 1+ year should have been spent in a sales environment.
  • 1+ years lending experience (preparing and motivating credit applications) within a Business Banking environment
  • Previous experience within a Personal banking environment

Qualifications (Minimum)

  • A relevant tertiary qualification in Accounting – Financial Accounting or Finance

Qualifications (Ideal Or Preferred)

  • Bachelor’s Degree in Accounting – Financial Accounting or Finance

Knowledge

Minimum

  • Understanding of business banking and intuitive credit and portfolio management.
  • Client relationship management (CRM) principles and techniques.
  • How to interpret financial statements, balance sheets, collateral and basic financial ratios.
  • Standardised business banking transactional products and other core products relevant to small enterprises.
  • Multiple legal entities (companies, close corporations, sole proprietorships, etc.) in the business banking market and the legislative restrictions & requirements governing these from a financial services perspective.
  • Regulations, Acts and Codes related to the banking environment – for example, Companies and Intellectual Properties Registration Act (CPIC) for correct documentation/mandate preparation purposes, Financial Advisory and Intermediary Services Act (FAIS), the Financial Intelligence Centre Act (FICA) and related anti-money laundering legislation and the National Credit Act (NCA)
  • Knowledge of competitors offerings.
  • Compliance with the Banking Code of Practice, Credit Risk Manual, Securities Manual and Bank Policies and Procedures.

Ideal

  • Features, benefits and value propositions of Capitec BB product/service offerings.
  • Current taxation laws as they apply to customers.
  • A good knowledge of administration processes and procedures pertaining to Business Banking transactions

Skills

  • Analytical Skills
  • Communications Skills
  • Computer Literacy (MS Word, MS Excel, MS Outlook)
  • Problem solving skills

Conditions of Employment

  • Clear criminal and credit record


Company: Capitec Bank
Vacancy Type: Full Time
Job Location: Sandton,Gauteng,SouthAfrica
Application Deadline: N/A

Apply Here

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