Credit Underwriter – Mortgages Positions in Huspy Dubai, Dubai, United Arab Emirates

Website Huspy

This Job Listing is about Huspy in Dubai, Dubai, United Arab Emirates

About the job

About Us

Huspy is on a mission to improve the home buying ecosystem for everyone through convenience, clarity, and care.

We believe buying a home should be something to celebrate.

Getting your own home is a high point in our lives, we want to build an experience that matches that feeling – without the hassle. That’s why our mission is to simplify the home buying process and make it an actual enjoyable moment for everyone.

Position Title: Credit Underwriter

  • Position Title: Credit Underwriter


Credit underwriting to assess each loan application individually against Lending Policy and criteria.

Key Responsibilities and Accountabilities:

  • Reviewing and assessing different types of mortgage applications, including residential, commercial, land, construction and off plan
  • Responsible for analysing and performing credit-related checks (Salaried & Self Employed) for Mortgage loans in accordance with policy and process in a timely manner.
  • Assessing and validating documentation: KYC documents, Income documents, Audited Financial Statements, bank statements and property documents including valuation reports etc.
  • Submission of the application to Banks and following up with the cases until pre-approval.
  • Resolving bank queries related to client’s applications.
  • Assist Customer Success team in resolving client’s queries wherever required.
  • Assist Bank Operations team in resolving FOL (Final Offer Letter) queries.
  • Assist Account Managers in qualifying the client to Banks based on profile and eligibility whenever required.
  • Suggest process improvements and propose automation wherever feasible.
  • Handling AD HOC requests to support products and engineering teams.
  • Providing feedback to the Team Lead and Operations Manager in relation to lending policy, central bank circulars, processes, and procedures.

Qualifications, Experience & Skills:

  • Strong decision maker and a team player
  • Organised and show ownership
  • Strong knowledge of the current real estate market and central bank regulations related to mortgage lending.
  • Knowledge on UAE banking lending policies, process, and practices.
  • Strong verbal and written communication skills
  • Customer obsessed mindset
  • Experience in relationship management with sales or related areas
  • Feel comfortable working with technology
  • Can work with MS Office package and/or GSuite

Good to have:

  • Experience in startups or high pressure environment is a plus
  • CRM tool experience: Hubspot, Salesforce etc is a plus
  • Previous experience in ADIB, ADCB, DIB, ENBD, Mashreq is a plus
  • Arabic speaker is a plus

Sounds like you? Apply below!

Company: Huspy

Vacancy Type: Full-time · Associate 

Job Location:  Dubai, Dubai, United Arab Emirates

Application Deadline: N/A

Apply Here